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James B. Nutter & Company is a privately owned mortgage banking firm headquartered in Kansas City, Mo. It is one of the oldest and largest such firms in the United States, servicing $7 billion in mortgages and making loans in all 50 states. James B. Nutter & Co. offers products and services such as conventional mortgages; FHA mortgages; VA mortgages; reverse mortgages; USDA (United States Department of Agriculture) mortgages; no closing cost refinancing; and HARP (Home Affordable Refinance Program) refinancing options. The company is known for its philanthropy, historic preservation and efforts to promote racial equality and diversity.〔Kansas City Star Magazine 8/20/12, by Cindy Hoedel, "Mr. Mortgage: As James B. Nutter prospers, so does KC"〕〔http://www.equities.com/news/headline-story?dt=2012-08-17&val=392347&cat=finance〕 James B. Nutter & Company acquired a wide swath of older homes in Kansas City’s historic Westport neighborhood and turned them into a collection of eclectic, entrepreneurial office spaces known as Nutterville. The formerly drab houses were renovated and painted in bright colors and surrounded by flower beds. The work has included the preservation of the historic Nathan Scarritt House at 4038 Baltimore Ave.〔 ==Background== James B. Nutter Sr. founded James B. Nutter & Company. in 1951, working out of his apartment that specialized in home loans and refinancing home loans. James B. Nutter & Company was one of the first Kansas City mortgage companies to get government-backed Veterans Administration home loans.〔 In 1964, with foreclosure rates on the rise, Nutter’s company created a forbearance program to help borrowers who were behind on their house payments.〔(Kansas City Star Magazine, 8/20/12, by Cindy Hoedel, “Mr. Mortgage: As James B. Nutter prospers, so does KC” )〕 In the 1950s and ‘60s, James B. Nutter & Company did not follow the discriminatory lending practices of the day and became one of the first companies in the industry to make home loans in black neighborhoods and to single women on a large scale.〔 James B. Nutter & Company continued to countermand discriminatory practices in the 1970s, when its Village Green apartments rented units to anyone who could pay the rent, regardless of race.〔 In November 2012, Nutter received the Harold L. Holliday Sr. Civil Rights Award from the NAACP’s Kansas City, Mo. Branch.〔NAACP Kansas City, Mo. branch, http://naacpkcmo.org/upcoming-events/naacp-to-host-45th-freedom-fund-event/. Retrieved 18 February 2013.〕 During the subprime mortgage crisis in 2006 and 2007, the financial media recognized James B. Nutter & Company for its refusal to participate in junk loan transactions.〔 James B. Nutter & Company. was a pioneer in reverse mortgages, having initiated the first Federal Housing Administration-insured reverse mortgages in 1989.〔Kansas City Business Journal, 2/15/09, “Nutter feels the mortgage loan crunch,” http://www.bizjournals.com/kansascity/stories/2009/02/16/story5.html. Retrieved 17 February 2013.〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「James B. Nutter & Company」の詳細全文を読む スポンサード リンク
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